Noble Gold Review (2026): A Lower-Minimum Gold IRA, but What Does It Really Cost?
On This Page
- Noble Gold in One Minute
- Noble Gold's Fees and Minimums
- How Opening a Noble Gold IRA Works
- Other Products
- Buyback
- Where Noble Gold Falls Short
- Noble Gold vs Augusta Precious Metals
- Pros and Cons
- Who Noble Gold Is Best For
- Request Augusta's Free Gold & Silver IRA Info Kit
- Other Gold IRA Guides
- Frequently Asked Questions
- Our Verdict on Noble Gold
Noble Gold in One Minute
Noble Gold Investments is a precious metals company based in Encino, California, founded by its president and CEO, Collin Plume. It offers gold and silver IRAs, sells metals for delivery to your home, and also deals in platinum, palladium and rare coins. Noble Gold says it has helped more than 16,000 investors and over $2.5 billion in wealth move into gold and silver.
Its biggest draw is accessibility. A Noble Gold IRA starts at $20,000, and a direct cash purchase from $10,000, well below Augusta Precious Metals' $50,000 minimum. That's why it's our budget pick. The trade-off is slightly higher yearly account fees. This review covers how it works and what it costs, from Noble Gold's own published schedule.
| Company | Noble Gold Investments |
|---|---|
| Founder | Collin Plume (President and CEO) |
| Based in | Encino, California |
| IRA minimum | $20,000 |
| Cash purchase and home delivery minimum | $10,000 |
| First-year IRA fees | $335 (setup, maintenance and storage) |
| Later years | $285 a year |
| Storage | Approved depository, including a Texas depository |
| Free offer | Gold and Silver Guide |
Noble Gold's Fees and Minimums
| Item | Type | Amount |
|---|---|---|
| Minimum investment | One time | $20,000 |
| Account setup | One time | $50 |
| Wire transfer | One time | $30 |
| Annual account maintenance | Yearly | $125 |
| Annual metals storage | Yearly | $160 |
| In-kind distribution | One time | $75 |
| Account closure | One time | $250 |
Noble Gold emphasizes that its yearly fee is flat: it doesn't grow as your account grows. Like every dealer, it also earns a spread on the metals you buy, so ask for the buyback price of each product before you commit. Our Noble Gold fees guide explains the full cost.
How Opening a Noble Gold IRA Works
- Open an account online or by phone; Noble Gold connects you with a precious metals IRA custodian.
- Talk to a specialist about your options and the rollover process.
- Move money from your existing IRA or retirement plan, ideally by direct transfer.
- Choose IRA-eligible gold or silver (gold at least 99.5% pure, silver 99.9%).
- Noble Gold ships the metals to an approved depository and confirms once they're deposited.
Noble Gold says most rollovers complete within 5 to 10 business days, depending on the institution releasing the funds.
Other Products
- Home delivery: buy bullion coins and bars with cash, shipped to your door, from $10,000, with no IRA needed. See our guide on buying physical gold.
- Platinum and palladium: available as well as gold and silver.
- Rare coins: offered for direct purchase. Rare and collector coins usually carry higher markups than bullion and generally can't go in an IRA, so treat them separately.
- Free resources: a free Gold and Silver Guide, a Wealth Kit and an Economic Crisis Toolkit video series.
Buyback
Noble Gold advertises a buyback program to make selling straightforward. As with any dealer, buyback prices follow the market and the product, so ask how bids are set before you buy, and remember that IRA distributions follow normal IRA tax rules.
Where Noble Gold Falls Short
- Higher yearly fees than Augusta's standard schedule: $285 versus $235 after year one.
- Bold marketing claims, such as "lowest fees in the industry," that we couldn't verify.
- Rare coins are on offer, which carry bigger markups and aren't IRA-eligible.
- Spreads aren't published, so you'll need to ask for buyback bids.
Noble Gold vs Augusta Precious Metals
| Noble Gold | Augusta | |
|---|---|---|
| IRA minimum | $20,000 | $50,000 |
| Cash purchase minimum | $10,000 | $50,000 |
| First-year fees | $335 | $285 |
| Later yearly fees | $285 | $235 |
| Metals | Gold, silver, platinum, palladium | Gold and silver |
| Standout | Low minimums | Education-first process |
If you have $50,000 or more, Augusta is our top pick for its education-led process and lower yearly fees. If you're starting smaller, Noble Gold is the practical choice. See Augusta vs Noble Gold.
Pros and Cons
What Stands Out
- Low $20,000 IRA minimum
- Cash purchases with home delivery from $10,000
- Flat, published yearly fees
- Gold, silver, platinum and palladium
- Free guide and resources
What to Weigh Up
- Yearly fees higher than Augusta's
- Marketing claims we couldn't verify
- Rare coins carry higher markups
- Spreads not published
Who Noble Gold Is Best For
Noble Gold suits first-time buyers and savers with $20,000 to $50,000 to move, and anyone who wants metals delivered home without an IRA. Request Noble Gold's free Gold and Silver Guide to see its options.
Request Augusta's Free Gold & Silver IRA Info Kit
If you're considering a gold IRA, here's where we'd start.
Augusta Precious Metals puts education first: a free information kit and a one-on-one call with an educator before you decide anything. It charges no separate sales commission on its quoted prices, and its minimum purchase is $50,000. Request the free kit to see how a gold IRA works and what it costs.
Other Gold IRA Guides
- Augusta Precious Metals review: our top pick.
- Gold IRA fees: what every gold IRA costs.
- Gold IRA rollover: moving money without tax.
Frequently Asked Questions
What Is Noble Gold's Minimum Investment?
$20,000 for a gold or silver IRA, and $10,000 for a cash purchase with home delivery.
How Much Are Noble Gold's Fees?
$50 setup, $125 a year for maintenance and $160 a year for storage, plus a $30 wire fee.
Where Does Noble Gold Store IRA Metals?
At an approved depository, including a depository in Texas.
Is Noble Gold Legit?
Yes. It's an established precious metals company with published fees. Compare spreads and buyback terms before buying.
Our Verdict on Noble Gold
Noble Gold is our budget gold IRA pick: low minimums, flat published fees and a wider range of metals. Its yearly fees are a little higher than Augusta's, so if you're investing $50,000 or more, compare both before deciding.
Precious metals prices can fall as well as rise, and a gold IRA carries setup, custody and storage fees. This page is general information, not financial, tax or legal advice. Consider speaking with a licensed financial professional before moving retirement savings.
Request Augusta's Free Gold & Silver IRA Info Kit
Request Augusta's free Gold & Silver IRA Info Kit.