Augusta Precious Metals Fees and Minimum (2026): What You'll Pay Each Year
The minimum, the yearly account fees, exit costs and the spread.
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Augusta's Minimum Investment
Augusta Precious Metals has a standard minimum initial purchase of $50,000, whether you buy through an IRA or with personal funds. That money goes toward metals; it isn't a fee. Augusta says the minimum supports its service model: personal education, help setting up and funding the account, and ongoing support. There's no general published maximum, though large orders depend on inventory and terms.
If you're investing less than $50,000, consider our budget pick, Noble Gold, which starts at $20,000.
Augusta's Yearly Account Fees
Augusta publishes its standard gold IRA fee schedule. The fees are charged by the independent custodian (Equity Trust) and depository, not by Augusta itself:
| Fee | Year 1 | Each Later Year |
|---|---|---|
| Custodian setup | $50 | $0 |
| Custody (Equity Trust) | $125 | $125 |
| Storage and insurance (depository) | $110 | $110 |
| Total | $285 | $235 |
These are flat fees, so they don't rise as your account value rises. Augusta notes that its schedule is "before applicable account-specific transaction charges," so confirm any extras for your account.
Exit Fees
| Action | Fee |
|---|---|
| Selling metals back (custodian processing) | $30 |
| Dealer liquidation fee | None, per Augusta |
| In-kind distribution or transfer to another IRA | $50 |
| Account termination (funded accounts only) | $250 |
You're never required to sell back to Augusta; you can keep the metals, sell part, or find another buyer.
Does Augusta Charge a Commission?
Augusta says it doesn't add a separate sales commission to its quoted gold and silver prices. Like every dealer, it earns its margin from the price of the metals. That's why the spread, the difference between what you pay and the same-day buyback bid, matters more than the account fees. Augusta reviews each product's purchase price and same-day buyback bid with you before you confirm, so use that conversation to compare products.
About the "Zero Fees" Offer
Augusta promotes offers on account fees for qualifying purchases. Terms and eligibility apply and can change, so ask Augusta to confirm in writing which fees are covered, for how long, and what purchase qualifies before you rely on it.
Augusta vs Noble Gold Fees
| Augusta | Noble Gold | |
|---|---|---|
| Minimum | $50,000 | $20,000 |
| Year 1 fees | $285 | $335 |
| Later years | $235 | $285 |
| Closing the account | $250 (funded) | $250 |
See Noble Gold's fees and our overview of gold IRA fees.
Frequently Asked Questions
What Is Augusta's Minimum?
$50,000, through an IRA or personal funds.
How Much Are Augusta's Annual Fees?
$235 a year after the first year, under its standard schedule; $285 in year one.
Who Charges the Fees?
The custodian (Equity Trust) and the depository. Augusta says it charges neither.
Are Gold IRA Fees Tax Deductible?
Augusta notes IRS guidance on this; rules have changed over time, so ask a tax professional.
Precious metals prices can fall as well as rise, and a gold IRA carries setup, custody and storage fees. This page is general information, not financial, tax or legal advice. Consider speaking with a licensed financial professional before moving retirement savings.
See Augusta's Costs for Yourself
Request the free Gold & Silver IRA Info Kit and ask for a full cost breakdown on your call.