Four Percent Review (2026): Is Vick Strizheus' Gold Level Membership Worth It?

Four Percent in Brief

Four Percent, originally the "Four Percent Group" or "Four Percent Challenge," is an online business training platform created by Vick Strizheus. It sells a membership with courses on affiliate marketing, traffic generation, lead generation, ecommerce and related topics, and it runs an affiliate program that pays members to promote it. Its name comes from the idea that only a small percentage of people achieve financial freedom.

The platform has changed tiers and prices many times, so reviews disagree. The official site currently shows a single Gold Level plan at $997 a year. Our view is critical, mainly because of its focus on promoting Four Percent itself. Below we cover what you get, what it costs and how it compares with a lower-cost start.

Who Is Vick Strizheus?

Vick Strizheus is an online marketer originally from Ukraine. He became known in the 2010s for traffic and affiliate marketing training, and for promoting home-business opportunities. He previously promoted Empower Network, a multi-level marketing company that later went bankrupt. His earlier business history has also raised concerns, though his more recent practices appear to have changed.

Strizheus is not prominently named on the current official homepage, which instead features member stories. Anthony Morrison teaches two Facebook courses inside the program and that his software, WebinarFuel, is promoted within it.

What Is Inside Four Percent?

Four Percent is a library of video courses, plus a community and live sessions. It includes:

• Free courses: "7 Steps to Freedom" and "Mass Traffic Blueprint," plus a private Facebook group.
• Paid courses: topics such as affiliate marketing, traffic, lead generation, ecommerce, SEO, list building and taxes. There are about 10 sub-programs.
• Weekly live coaching call.
• Tools: ESTAGE (a website builder) and the ChickyBoom network, free for 12 months and then reportedly $97 a month each.

Trial members receive classes released one at a time every 24 hours, which feels more like a teaser than full training. Our central criticism is that the training mainly teaches members to promote Four Percent itself.

How Much Does Four Percent Cost?

Pricing has changed repeatedly. Here is what different sources report:

Pro Lifetime$497

Gold Level annual (official site)$997

Gold one-time$1,997

Gold on 12 payments$3,564

The current homepage footer reads "© 2017-2020," so parts of it may not have been updated recently. Confirm the price and what is included at checkout, and expect further offers, such as partner packs or tool subscriptions, after you join.

Refund Policy

The official site advertises a "100% Risk FREE Guarantee" and says you can cancel or downgrade from your dashboard, but it does not state a time limit. One-time program purchases are refundable within 30 days, while subscriptions and payment plans are not refundable, although you can cancel future payments. In 2025, the terms were reported as no refunds, cancellation only. Get the terms in writing before choosing a payment plan.

The Four Percent Affiliate Program

Members can earn commissions by referring others. Affiliates earn 30% commissions on products over $100, paid 45 days after the company receives payment. A $497-a-year VIP Partner Pack raises commissions to 40%. At one point there was a minimum $197 affiliate partner program.

Because the training emphasizes promoting Four Percent itself, the program has a strong MLM feel and a focus on recruiting. If most members earn mainly by signing up other members, the people who join later usually earn the least.

Reviews and Red Flags

The red flags we found include:

• Training focused on promoting Four Percent.
• Few verifiable student success stories.
• Trustpilot reviews that look questionable, with repeated names, same-day reviews and many from free sign-ups.
• Complaints about unfulfilled promises, including a program called "Coop."
• Hard-to-predict total costs, with tool subscriptions after the free period.
• A large Facebook group (over 24,000 members) that makes personal support difficult.

How to Judge a Membership Like Four Percent

Four Percent is one of many "all-in-one" business memberships. Before joining any of them, run through these checks:

1. Find the current price on the checkout page, not in old reviews, and note whether it renews monthly or yearly.
2. Look for which courses are actually included at your tier, and which require another purchase.
3. Check when free tools start billing, and set a reminder before that date.
4. Ask what share of member income comes from promoting the membership itself versus outside products.
5. Look for recent, verifiable student results rather than screenshots on the sales page.

If a membership cannot give clear answers to these questions, it is usually wiser to look elsewhere.

Is Four Percent a Scam?

Four Percent isn't a scam, and we found no current lawsuits or regulatory action. It delivers real training. But we rate it poorly because of its cost, its focus on promoting itself, its uncertain refund terms on plans, and doubts about its reviews.

Pros and Cons

Who Should Consider It

Four Percent may suit someone who wants a broad course library and community, and who is comfortable with frequent offers. Beginners on a budget, or anyone who wants to build a business promoting products customers actually want rather than recruiting members, should look elsewhere.

Our #1 Recommendation for Making Money Online in 2026

If Four Percent isn't the right fit for you, here's what we suggest instead.

After comparing hundreds of programs over the years, we know what works and what doesn't. In fact, most of the business opportunities are either instant cash grab schemes or scams or they require experience. However, this beginner-friendly system stood out and is our #1 recommendation for 2026.

Other Programs Readers Compare

• Multiple Income Funnels review: a membership built on referral income.
• Partner With Anthony review: Anthony Morrison's low-cost affiliate membership.
• Legendary Marketer review: a $7 challenge with high-ticket tiers.

Frequently Asked Questions

Our Verdict on Four Percent

Four Percent offers a large course library and a free entry point, but its shifting prices, emphasis on promoting itself, unclear refund terms on plans and weak independent ratings make it a hard recommendation. For a beginner, our #1 recommendation for making money online is the better first step.