Automatic Payment Pools Review (2026): Can Liquidity Pools Really Pay 50% to 250%?
On This Page
- Automatic Payment Pools in One Minute
- How Liquidity Pools Work
- What's in the Course
- The Yield Claims
- The Risks the Pitch Downplays
- Is the Information Available Free?
- Taxes and Rules
- Who It Suits
- Spotting Fake Liquidity Pool Schemes
- Before You Buy
- A Steadier Way to Protect Savings
- Is Automatic Payment Pools Legit?
- Pros and Cons
- Frequently Asked Questions
- Our Verdict on Automatic Payment Pools
Automatic Payment Pools in One Minute
Automatic Payment Pools is a crypto course from Andy Howard that teaches decentralized finance (DeFi) liquidity pools: depositing two tokens into a pool on a decentralized exchange and earning a share of trading fees. It has been reported at about $297 for five video modules, sold through the Awesomely platform, the same company behind Jay Drexel's tax lien course. Sales materials have advertised yields of 50% to 250%, which are not typical or guaranteed.
| Creator | Andy Howard |
|---|---|
| Teaches | Crypto liquidity pools (DeFi) |
| Price | About $297 (reported) |
| Format | Five video modules (reported) |
| Platform | Awesomely |
| Advertised yields | 50% to 250% (sales claim) |
How Liquidity Pools Work
- You deposit a pair of tokens, such as a stablecoin and a crypto asset, into a pool.
- Traders swap tokens using the pool and pay a small fee, often around 0.3%.
- Fees are shared among everyone who supplied liquidity.
- Some pools add extra token rewards.
- You can withdraw your share, but its value depends on token prices.
What's in the Course
- Bitcoin, altcoin and blockchain basics.
- Setting up a crypto wallet and connecting to a decentralized exchange.
- Choosing pools and token pairs.
- An "ideal correlation ratio" for picking pairs.
- Tracking fees and rewards.
The Yield Claims
High advertised yields often come from short periods, small or new pools, or extra token rewards that can lose value quickly. A pool showing 100% annualized this week may pay far less next month. The fee share depends on trading volume, which changes daily. Treat any headline yield as a snapshot, not a forecast.
The Risks the Pitch Downplays
| Risk | What it means |
|---|---|
| Impermanent loss | If one token rises or falls sharply, you end up with less value than simply holding |
| Smart contract bugs | Hacks and exploits can drain pools |
| Token crashes | Reward tokens or one side of the pair can collapse |
| Stablecoin depegs | A stablecoin losing its peg breaks the pair |
| Network fees | Gas fees can eat small deposits |
| Scam pools | Fake tokens and rug pulls are common |
Is the Information Available Free?
Much of the core material, such as how pools work and what impermanent loss is, is covered in free exchange documentation and tutorials. A paid course can save time by organizing it, but it can't remove the risks. Start by reading the documentation for any exchange you plan to use.
Taxes and Rules
In the US, crypto rewards and trades can be taxable, and DeFi activity creates many transactions to track. Regulators have also warned that some crypto yield products are unregistered securities. Investor.gov publishes free investor alerts on crypto assets.
Who It Suits
It suits people who already hold some crypto, understand wallets and want to learn one more way to use those assets, with money they can afford to lose. It doesn't suit beginners looking for steady income, retirees, or anyone who would need to borrow or sell safer investments to take part. If you want income you control, building a small online business has a lower ceiling on losses.
Spotting Fake Liquidity Pool Schemes
- Platforms promising fixed daily returns from liquidity mining.
- Apps that ask you to approve unlimited wallet access.
- Invitations from strangers on dating or chat apps to join a pool.
- Withdrawal fees or taxes demanded before you can cash out.
These are signs of a scam, not a real DeFi pool. Our crypto Ponzi red flags guide explains more.
Before You Buy
- Read free guides on liquidity pools and impermanent loss.
- Test with a small amount you can afford to lose.
- Use only well-known exchanges and audited pools.
- Track every deposit and withdrawal for taxes.
- Ignore yield screenshots without full-year results.
A Steadier Way to Protect Savings
Crypto yield strategies can swing wildly in value. Some savers keep part of their retirement in tangible assets instead. Our top pick, Augusta Precious Metals, offers a free guide to the sales tactics retirement savers should watch for; our budget pick Noble Gold offers a free economic-crisis guide. Precious metals carry their own risks and costs.
Is Automatic Payment Pools Legit?
It's a real, low-cost course teaching real DeFi concepts. Its yield claims are marketing, not typical results, and liquidity pools can lose money fast.
Pros and Cons
What Stands Out
- Low reported price
- Teaches a real DeFi concept
- Same publisher as other known courses
What to Weigh Up
- Advertised yields not typical
- Impermanent loss and hack risks
- Much of it is available free
Frequently Asked Questions
Who Created Automatic Payment Pools?
Andy Howard, sold through the Awesomely platform.
How Much Does Automatic Payment Pools Cost?
About $297, as reported.
Can You Really Earn 50% to 250%?
That is a sales claim; real yields vary widely and can be negative.
What Is Impermanent Loss?
The loss you can face when token prices in a pool move apart compared with just holding them.
Our Verdict on Automatic Payment Pools
A cheap intro to DeFi pools. Ignore the yield headlines and risk only what you can lose.
Precious metals prices can fall as well as rise, and a gold IRA carries setup, custody and storage fees. This page is general information, not financial, tax or legal advice. Consider speaking with a licensed financial professional before moving retirement savings.
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