IM Mastery Academy is an online educational platform that teaches people about financial markets and e-commerce. The company offers live training sessions and recorded lessons to help students learn trading and business skills. Many people want to know if this platform is worth their time and money.
IM Mastery Academy combines education with a business opportunity, allowing members to learn about trading while also earning income by recruiting others to join the platform. This dual approach makes it different from typical online courses. However, it also raises questions about whether the focus is on education or on building a sales network.
We’ve looked into what IM Academy offers, how their membership works, and what people are saying about their experiences. Our IM Mastery Academy review covers the educational content, the community features, the business side, and the concerns that have been raised. This will help you decide if IM Mastery Academy fits your goals and expectations.
What Is IM Mastery Academy?
IM Mastery Academy is an online educational platform that teaches people about financial markets and ecommerce. The company has gone through several name changes over the years, starting as iMarketetsLive (also known as iMarketslive.com), then becoming IM Academy, and most recently rebranding to IYOVIA in November 2024.
The platform operates at im.academy and focuses on making financial education available to a wider audience. Their stated mission involves democratizing education by offering training in areas like forex trading, cryptocurrency, and online business strategies.
Key features of the platform include:
- Live interactive training sessions
- A library of pre-recorded educational content
- Access to various investment and trading courses
- Community support through online groups
The company uses a multi-level marketing (MLM) structure to grow its business. Independent Business Owners (IBOs) work as self-employed contractors who promote the academy’s courses and recruit new members. These IBOs earn income both from selling memberships and from building teams of other sellers.
We should note that in January 2026, the Federal Trade Commission and the State of Nevada filed legal action against the company. The complaint alleges the operation is a scam that has taken more than $1.2 billion from consumers. This legal action raises serious questions about the company’s business practices and the value of its educational offerings.
IM Mastery Academy Review – Educational Products and Services
IM Mastery Academy provides digital educational products focused on financial markets and ecommerce. The platform delivers content through multiple formats to help students build skills and knowledge in trading and online business.
The main teaching method uses live interactive video sessions. These interactive sessions let students learn in real-time and ask questions directly to instructors. We found this approach creates a more supportive educational environment than just watching videos alone.
Beyond live classes, the academy offers a library of pre-recorded content. Students can watch these lessons whenever they want and go back to review topics they find challenging. This mix of live and recorded material gives learners flexibility in how they study.
The educational products cover several key areas:
- Forex trading
- Cryptocurrency markets
- Stock market analysis
- Ecommerce strategies
- Personal development courses
We noticed the platform also includes app-based content for learning on mobile devices. This makes it easier to study while traveling or during breaks throughout the day.
The courses aim to teach practical skills for navigating financial markets. Students can learn how to master ecommerce through dedicated training modules. The personal development section focuses on mindset and business-building skills beyond just trading knowledge.
All content is delivered online, so students need internet access to participate. The interactive sessions happen at scheduled times, while pre-recorded content stays available in the library for ongoing access.
Learning Structure and Membership Model
IM Mastery Academy operates on a subscription model where members pay monthly fees to access their digital education platform. We found that students get access to online courses, live trading sessions, and video content focused on forex, cryptocurrency, and other financial markets.
The platform offers real time coaching through live streaming sessions where instructors analyze market trends and share trading signals. Members can interact with educators and ask questions during these sessions. The academy also provides recorded content that students can watch at their own pace.
Membership includes:
- Access to multiple trading academies (forex, crypto, stocks)
- Live daily sessions with instructors
- Educational videos and webinars
- Mobile app for learning on the go
- Community chat rooms
The online mentorship component connects students with more experienced traders and self-employed contractors who work as Independent Business Owners. These IBOs help promote the academy and support new members through their learning journey.
We noticed the structure emphasizes both education and building a business through the MLM model. Members can choose to simply learn trading skills or become IBOs themselves to earn income by recruiting others. The platform encourages personal development alongside trading education, including concepts like positive self-talk and mindset training.
Different membership tiers exist with varying price points and access levels. Students must maintain an active subscription to keep accessing the educational materials and live coaching sessions.
Community and Business Opportunities
IM Mastery Academy operates through Independent Business Owners (IBOs) who work as self-employed contractors. These IBOs are the backbone of the academy’s community and help spread educational opportunities to people around the world.
The business model follows a multilevel marketing (MLM) structure. This means IBOs can earn income in two ways: by selling academy memberships and by recruiting other people to become IBOs.
Key Business Features:
- IBOs work independently and set their own schedules
- Income potential depends on personal effort and recruitment success
- Strong focus on community support and networking
- Access to training materials for both trading education and business building
We found that the community aspect plays a big role in the IM Mastery Academy experience. IBOs often mention the positive energy and support they receive from other members. The academy provides tools and resources to help IBOs grow their business.
However, we should note that MLM structures require significant effort and dedication. Success isn’t guaranteed, and income varies widely among IBOs. Most people need to invest considerable time into both learning the material and building their network.
The business opportunity appeals to people who want flexibility and autonomy in their work. IBOs control their own pay grade and earning potential based on how much work they put in.
Travel Life Experiences and Membership Perks
IM Mastery Academy offers more than just educational content about trading and financial markets. The academy introduced Travel Life Experiences, which gives members access to a separate travel membership program.
This travel membership is different from the core educational products. It focuses on providing discounted travel options and special experiences for members who want to explore the world while connecting with other academy members.
Key Features of Travel Life Experiences:
- Access to discounted travel rates on hotels, flights, and vacation packages
- Themed educational trips that combine learning with travel
- Opportunities to attend events and meetups in different locations
- Travel benefits that work separately from the main trading education
The Travel and Lifestyle Experience (TLX) service launched as a way to expand what the academy offers beyond just online courses. Members can use these perks to plan trips at lower costs than booking on their own.
These themed educational trips let members learn about trading and financial topics while visiting new places. The trips bring together people from the academy community in different cities around the world.
We found that this travel membership operates as an add-on service. It’s not required to access the main educational content. Members need to sign up separately if they want to use the travel benefits and discounted rates.
Controversies and Criticisms
IM Mastery Academy has faced serious legal challenges and widespread criticism from former members and regulatory bodies. The Federal Trade Commission and Nevada Attorney General filed a lawsuit accusing the company of running a $1.2 billion fraud scheme that targeted young people through social media.
Pyramid Scheme Allegations
The FTC’s complaint describes IM Mastery Academy as operating an illegal pyramid scheme disguised as a trading education platform. We found that the company allegedly made more money from recruiting new members than from actual product sales. According to the legal filings, participants were encouraged to focus on recruitment rather than learning about financial markets.
The multilevel marketing structure required members to pay fees and recruit others to earn commissions. The FTC alleges that the company made exaggerated earnings claims to persuade people to join. In January 2025, a federal judge issued a preliminary injunction to halt the company’s activities and freeze its assets.
Trustpilot and User Reviews
Customer feedback on review platforms presents a mixed picture of member experiences. On Trustpilot, thousands of customers have shared their opinions about IM Mastery Academy’s services and business practices.
Many negative reviews mention concerns about the recruitment-heavy business model and difficulty earning money. Former members report feeling pressured to recruit family and friends. Some reviews describe the training materials as basic information available for free elsewhere online.
However, some positive reviews exist from members who claim they benefited from the courses. We noticed these reviews often come from active promoters of the platform.
Scam Accusations and Legal Issues
The legal troubles for IM Mastery Academy are substantial and ongoing. The FTC and Nevada filed charges alleging the company defrauded consumers of over $1.2 billion since 2018. The complaint states that IM Mastery Academy, also known as IYOVIA and iMarketsLive, used false promises of luxury lifestyles to attract young adults.
Three defendants in the case agreed to pay $2.5 million to settle allegations about false earnings claims. The company allegedly promoted bogus trading courses while pushing participants into the MLM scheme. A U.S. District Court judge granted a preliminary injunction requiring the companies and their leaders to preserve assets and stop their current operations.
Reputation in the Digital Education Space
IM Mastery Academy’s standing in the online education industry has suffered due to the legal actions and scam accusations. Critics compare the platform unfavorably to legitimate online education providers that focus on actual skill development rather than recruitment. The company’s multiple name changes from iMarketsLive to IM Mastery Academy to IYOVIA have raised additional red flags for potential members.
Regulatory scrutiny has damaged trust in the brand. The investigation revealed practices that targeted vulnerable populations, particularly young people seeking financial independence through social media marketing.